Savings

Tax-free! Compounded Monthly! High Interest Rates!

ATM Account

A temporary deposit that can be withdrawn through the any Bancnet ATM machines nationwide.
Start to earn annual interest at P2,500.01 with a rate approved by the Board of Directors. The applicable annual interest is computed and posted on a monthly basis. It generates annual interest that is computed and posted monthly. Card cost is Php 150.00 has a minimum maintaining balance of two hundred ten pesos (Php 210.00) only.

Regular Savings

Can only be set up upon completion of the minimum share capital of one thousand eight hundred pesos (P1,800.00) by the member.
It is a temporary deposit that can be withdrawn anytime during office hours at the teller’s counter. It requires a minimum maintaining balance of one thousand pesos (P1,000.00). It starts to earn annual interest at P2,500.01 with a rate that varies based on the amount of the average daily balance (ADB) placed. The applicable annual interest is computed and posted on a monthly basis.

Aflatoun Savings

Aflatoun Child Social and Financial Education savings program aims to teach financial and social education to children.
PHCCI thru the National Confederation of Cooperatives ( NATCCO) has adopted the Aflatoun concept to different public elementary schools in areas where PHCCI is operating. Initial deposit of Php 20.00 only. Join now! It’s never too early to teach your child the value of money and savings.

Flexi Savings Account

Offers a higher interest rate than the one given to the Regular Savings Deposit with more than P500,000.00 average daily balance.
Can only be set up upon completion of the minimum share capital of one thousand eight hundred pesos only (P1,800.00) by the member. Is a flexible savings deposit where the depositor can wait it out till the term of a minimum of 30 day. However, if the depositor withdraws before the term ends, the deposit shall earn the rates given to regular deposits.

Share Capital

May earn a return on the investment in the form of interest on share capital as declared by the Board of Directors depending on the net surplus of the previous year.
It is the member’s capital contribution to the cooperative. May serve as one of the bases in the maximum amount of allowable loan principal during application of loan services. Can only be withdrawn once the individual withdraws his/her membership. Per share is equal to Php 300.00.

Junior Savings

It Is intended for the child/children of the member who would like to start to save at an early age of 6 - 17 years old.
It requires a minimum maintaining balance of five hundred pesos (P500.00) plus (P50.00) passbook fee. It starts to earn annual interest at 2,500.01 with a rate that varies based on the amount of the average daily balance (ADB) placed. The applicable annual interest is computed and posted on a monthly basis.

Special Savings

A temporary deposit that can be withdrawn anytime during office hours at the teller’s counter.
It is intended for members who have business and who does not want to mingle their personal savings deposit with their business savings account. It requires a minimum maintaining balance of five hundred pesos (P500.00). It starts to earn annual interest at P2,500.01 with a rate that varies based on the amount of the average daily balance (ADB) placed. The applicable annual interest is computed and posted on a monthly basis.

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