Savings

Tax-free! Compounded Monthly! High Interest Rates!

ATM Account

A temporary deposit that can be withdrawn through the any Bancnet ATM machines nationwide.
Start to earn annual interest at P2,500.01 with a rate approved by the Board of Directors. The applicable annual interest is computed and posted on a monthly basis. It generates annual interest that is computed and posted monthly. Card cost is Php 150.00 has a minimum maintaining balance of two hundred ten pesos (Php 210.00) only.

Regular Savings

Can only be set up upon completion of the minimum share capital of one thousand eight hundred pesos (P1,800.00) by the member.
It is a temporary deposit that can be withdrawn anytime during office hours at the teller’s counter. It requires a minimum maintaining balance of one thousand pesos (P1,000.00). It starts to earn annual interest at P2,500.01 with a rate that varies based on the amount of the average daily balance (ADB) placed. The applicable annual interest is computed and posted on a monthly basis.

Aflatoun Savings

Aflatoun Child Social and Financial Education savings program aims to teach financial and social education to children.
PHCCI thru the National Confederation of Cooperatives ( NATCCO) has adopted the Aflatoun concept to different public elementary schools in areas where PHCCI is operating. Initial deposit of Php 20.00 only. Join now! It’s never too early to teach your child the value of money and savings.

Flexi Savings Account

Offers a higher interest rate than the one given to the Regular Savings Deposit with more than P500,000.00 average daily balance.
Can only be set up upon completion of the minimum share capital of one thousand eight hundred pesos only (P1,800.00) by the member. Is a flexible savings deposit where the depositor can wait it out till the term of a minimum of 30 day. However, if the depositor withdraws before the term ends, the deposit shall earn the rates given to regular deposits.

Share Capital

May earn a return on the investment in the form of interest on share capital as declared by the Board of Directors depending on the net surplus of the previous year.
It is the member’s capital contribution to the cooperative. May serve as one of the bases in the maximum amount of allowable loan principal during application of loan services. Can only be withdrawn once the individual withdraws his/her membership. Per share is equal to Php 300.00.

Junior Savings

It Is intended for the child/children of the member who would like to start to save at an early age of 6 - 17 years old.
It requires a minimum maintaining balance of five hundred pesos (P500.00) plus (P50.00) passbook fee. It starts to earn annual interest at 2,500.01 with a rate that varies based on the amount of the average daily balance (ADB) placed. The applicable annual interest is computed and posted on a monthly basis.

Special Savings

A temporary deposit that can be withdrawn anytime during office hours at the teller’s counter.
It is intended for members who have business and who does not want to mingle their personal savings deposit with their business savings account. It requires a minimum maintaining balance of five hundred pesos (P500.00). It starts to earn annual interest at P2,500.01 with a rate that varies based on the amount of the average daily balance (ADB) placed. The applicable annual interest is computed and posted on a monthly basis.

We're now on Mobile!

Keep track of your account transactions. Generate your QR code. Be notified with the latest news. Apply for loans online.

PHCCI offers affordable loan interest rates.

Acquire this budget friendly loan interest. Not yet a member? Attend our Pre-membership Education Seminar personally or online.

Be a member now!
Apply for a Loan

PHCCI DIGITAL ARTS DESIGN COMPETITION 2023

Rules and Guidelines for PINTA, KAABAG!

  1. Pinta, Kaabag! Is an online competition geared to curate designs from various professional and amateur digital artists (open to both members and non-members) depicting the theme for this year: “LEADING A ROBUST FUTURE FOR THE COOP MOVEMENT.”
  2. All entries are restricted only to digital painting and all forms of computer-generated graphics. Any software can be used to create entries. Animated or moving GIFs are not accepted.
  3. Participants must accomplish the contest registration form: https://events.phcci.coop/
  4. All entries should be submitted to the link provided on or before April 11, 2023 11:59 PM.
  5. Each participant is allowed to submit one entry only.
  6. Accepted rendered formats are: JPG or PNG. The raw file file (.psd or .ai or etc) of entry must also be submitted.
  7. All entries must be submitted with SUBJECT: PINTA, KAABAG + LAST NAME follow file format: TITLE OF ARTWORK_First Name and Last Name.jpg or TITLE OF ARTWORK_First Name and Last Name.png
  8. Entries should be at least 420mm x 594mm (vertical), 300 ppi for raw file, 72ppi for rendered.
  9. Entries sent to previous digital art contests, art used for commerce, artworks infringing intellectual property will be disqualified.
  10. Criteria for Judging: Relevance to the Theme 30%, Originality/Creativity 30%, Technical Excellence 20%, Composition and Elements 20%, Total 100%. Brief description of entry will also be considered in the judging. Shortlisting will be done to come up with the Top10 entries. Qualifiers will proceed with the final judging on April 14, 2023, 1 PM at the 4th Floor Conference Room, PHCCI Building, San Jose Extension, Dumaguete City.

  11. The following are the prizes for the Top 10: First Place P5,000.00,  Second Place 3,000.00, Third Place 2,000.00, Consolation Prize 1,000.00.

  12. All designs will be presented on April 14, 2023 during the Presscon Event at the PHCCI Fr. O'Connell Board Room, 2nd Floor PHCCI Building, San Jose Extension, Dumaguete City.
  13. Winners will be announced on April 16, 2023 during the Pasikat, Kaabag Closing Ceremonies.
  14. All entries may be used as collaterals by PHCCI, release clause is applicable at the time of registration.
  15. Winner may also be contracted as designer for PHCCI T-shirts or related collaterals.

This will close in 0 seconds