About Us

A Christ-centered community living out our core values and driven to achieve our vision and mission.


We Solve Financial Problems. Kaabag sa Kanunay.

The cooperative’s area of operation as provided in its articles of cooperation covers entire Philippines. As of Dec. 31, 2019, The PHCCI has total resources of PHP 4.84 billion serving 98,695 members.

Our Mission

To provide relevant services and initiatives, and encourage cooperation for economic, social and cultural transformation of members and the community

Our Vision

A Trusted and Dynamic Cooperative: Transforming lives and communities

Core Values

Cooperative Pledge

As a Filipino
I am and I believe in the Cooperative,
alone I am weak
But with others I am strong.

So I commit myself to work to cooperate,
For all to be prosperous.
Harmony, industry I will value.
Cooperative affairs I will attend.
Responsibilities I will assume.
The cooperative philosophy I will live.

One vision, one belief, one feeling,
In cooperativism, my life I pledge
So help me God.

My Beloved PHCCI


This is one coop we know
Very sacred in name
People flock to join
Longing for its care

Everyone could not believe
It has grown so big
Honor and fame it has earned
And the best indeed!

Oh! my beloved PHCCI
Self-help is mighty and strong

Programs and services are
Far better and wide
People are together
With confidence in their hearts
Feeling of gladness is high
With a breath of delight
Problems and needs are answered
With little sacrifice

(Repeat Refrain)

Everyone come join us
With the guiding light
Peace, love and justice
Equality so bright

The future’s our greatest concern
In improving life
The coop is the answer
For a better life.

(Repeat Refrain)… end

Frequently Asked Questions

A co-op is a group of people acting together to meet the common needs and aspirations of its members, sharing ownership and making decisions democratically. It is not about making big profits for the shareholders, but creating value for customers which gives cooperatives a unique character, and influences our values principles.

Perpetual Help Community Cooperative is one of the billionaire cooperatives in Visayas region and among the top 20 outstanding cooperatives in the country according to the Cooperative Development Authority (CDA).

PHCCI was organized in April 14, 1971 through the initiative of the Redemptorist Fathers, led by Rev. Fr. Patrick O’Connell.

The first share capital of the cooperative was only 586.00 from the 33 pioneer members. The first General Manager was Edilberto Lantaca, Jr. who is still actively serving the coop as Board Emeritus. To date, a total of 21 branches and satellite offices has been open in Visayas areas.

PHCCI offers a lot of benefits not experienced in other investment vehicles. Members get to enjoy higher interest rates on their Regular and Flexi-savings deposits—tax free!

In PHCCI, members can be co-owners of all the businesses of the cooperative. They can become much more than just members—the reason why members are emphasized as member-owners.

Why Choose Us?

We show you our appreciation by going above and beyond, ensuring a flawless experience. We can be your top choice today!

Our Happy Clients!

Hear from their stories. Learn from their experiences. Know PHCCI.

We're now on Mobile!

Keep track of your account transactions. Generate your QR code. Be notified with the latest news. Apply for loans online.

PHCCI offers affordable loan interest rates.

Acquire this budget friendly loan interest. Not yet a member? Attend our Pre-membership Education Seminar personally or online.


Rules and Guidelines for PINTA, KAABAG!

  1. Pinta, Kaabag! Is an online competition geared to curate designs from various professional and amateur digital artists (open to both members and non-members) depicting the theme for this year: “LEADING A ROBUST FUTURE FOR THE COOP MOVEMENT.”
  2. All entries are restricted only to digital painting and all forms of computer-generated graphics. Any software can be used to create entries. Animated or moving GIFs are not accepted.
  3. Participants must accomplish the contest registration form: https://events.phcci.coop/
  4. All entries should be submitted to the link provided on or before April 11, 2023 11:59 PM.
  5. Each participant is allowed to submit one entry only.
  6. Accepted rendered formats are: JPG or PNG. The raw file file (.psd or .ai or etc) of entry must also be submitted.
  7. All entries must be submitted with SUBJECT: PINTA, KAABAG + LAST NAME follow file format: TITLE OF ARTWORK_First Name and Last Name.jpg or TITLE OF ARTWORK_First Name and Last Name.png
  8. Entries should be at least 420mm x 594mm (vertical), 300 ppi for raw file, 72ppi for rendered.
  9. Entries sent to previous digital art contests, art used for commerce, artworks infringing intellectual property will be disqualified.
  10. Criteria for Judging: Relevance to the Theme 30%, Originality/Creativity 30%, Technical Excellence 20%, Composition and Elements 20%, Total 100%. Brief description of entry will also be considered in the judging. Shortlisting will be done to come up with the Top10 entries. Qualifiers will proceed with the final judging on April 14, 2023, 1 PM at the 4th Floor Conference Room, PHCCI Building, San Jose Extension, Dumaguete City.
  11. The following are the prizes for the Top 10: First Place P5,000.00Second Place 3,000.00, Third Place 2,000.00, Consolation Prize 1,000.00.

  12. All designs will be presented on April 14, 2023 during the Presscon Event at the PHCCI Fr. O'Connell Board Room, 2nd Floor PHCCI Building, San Jose Extension, Dumaguete City.
  13. Winners will be announced on April 16, 2023 during the Pasikat, Kaabag Closing Ceremonies.
  14. All entries may be used as collaterals by PHCCI, release clause is applicable at the time of registration.
  15. Winner may also be contracted as designer for PHCCI T-shirts or related collaterals.

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